Resources
FAQ (Buyer)
It’s no secret that buying a house is one of the most significant decisions a person will make. As such, home buying brings up a lot of questions, especially for first-time buyers.
As exciting as it is to buy a house, it can bring a lot of emotions and anxiety if you don’t have accurate information. With that in mind, Homes by Ekaette has put together the most frequently asked questions, along with simple answers.
It’s no secret that buying a house is one of the most significant decisions a person will make. As such, home buying brings up a lot of questions, especially for first-time buyers.
As exciting as it is to buy a house, it can bring a lot of emotions and anxiety if you don’t have accurate information. With that in mind, Homes by Ekaette has put together the most frequently asked questions, along with simple answers.
It’s no secret that buying a house is one of the most significant decisions a person will make. As such, home buying brings up a lot of questions, especially for first-time buyers.
As exciting as it is to buy a house, it can bring a lot of emotions and anxiety if you don’t have accurate information. With that in mind, Homes by Ekaette has put together the most frequently asked questions, along with simple answers.
How do I know if I’m ready to buy a home?
Purchasing a home is one of the most significant decisions you will ever make. And there is no one-size-fits-all guide for determining when you are ready. However, there are some good indicators that buying a house would be a great option for you:
- You like a particular area and want to stay there for several years or more.
- You have saved money for a down payment.
- You have reduced or eliminated your debt.
- You are tired of renting and want some autonomy in your home.
- You have been at your place of employment for at least a year.
While they are not universal “signs” of readiness, these habits and situations may point toward you being ready to buy a home.
Why should I buy instead of rent?
Whoever owns the home you live in is building wealth by building equity in the property. If you’re renting, that means the landlord is the one growing their real estate wealth. When you are the owner, however, all that equity belongs to you.
As a renter, you have no control over how high your rent will go. Landlords can increase the monthly amount or even not renew your lease, leaving you scrambling to find a new place to live.
There also are significant tax benefits to owning a home that you can discuss with your tax professional. Most homeowners quickly recognize how much better owning is than renting when it comes to building long-term wealth.
How do I know how much home I can afford?
Your first step is to talk with a mortgage lender. They will be able to tell you how much you are qualified to borrow for a home purchase and can generate a pre-approval letter. You will need to provide them with some documentation, such as tax returns, bank statements, and paystubs.
The lender will look at your debt-to-income ratio, your assets, and your credit score, among other things. This information helps them determine how much you can borrow and still meet your obligations. Once you have your pre-approval letter, it’s essential not to make any significant purchases, change jobs, or open new credit lines.
Although you may want to start with your bank or credit union, it’s important to get quotes from several lenders. Loan packages can vary quite a bit, so it’s smart to talk with at least three lenders. You will want to compare interest rates and closing costs, along with other terms.
If you are a veteran or a first-time buyer, ask about programs that fit your situation. Many federal programs exist to help you secure a mortgage and start building your wealth.
How much money do I need for a down payment?
The required down payment to purchase a house will depend on the home’s sale price and the length of the loan, generally either 15 or 30 years. A standard conventional mortgage would require 20% of the sale price as a down payment and last for 30 years or until refinanced.
However, many loan options are out there that require only 3% – 5% as a down payment, making it much simpler to buy a house. And in some situations, there are options that don’t require any down payment at all.
There is one crucial thing to keep in mind when looking at down payment options. Most lenders require you to pay Private Mortgage Insurance (PMI) if you have less than a 20% down payment.
This insurance protects the lender if you default on your mortgage, and it becomes part of your monthly payment. Your total monthly mortgage payment includes:
- Principal
- Interest
- Homeowners Insurance
- Property Taxes
- PMI, If Applicable
The monthly mortgage does not include utilities or HOA fees.
When you have at least 20% equity in the home, either through a down payment or by building up equity over time, you generally don’t need PMI. At that point, the lender’s risk has dropped down to a safer level in their eyes.
Do I need to work with a real estate agent?
There is no legal requirement to work with a realtor when buying a house. However, you are at a distinct disadvantage if you try to do it alone. Real estate agents not only know all the legal components of a transaction, but they also study and analyze the local market.
This knowledge allows them to guide you to homes that are a good value for the area and meet your needs. Their expertise also serves to protect you in a contract with a seller. They negotiate and advocate on your behalf and help streamline the process.
When you choose to hire a professional agent, you can expect them to do the following:
- Search for homes that meet your criteria.
- Set appointments for home tours.
- Communicate with the seller’s agent.
- Write up offers and contracts that follow all real estate laws in your state.
- Set up the home inspection.
- Negotiate repairs with the seller’s agent.
- Explain all of the terminologies and answer your questions to be sure you understand the process.
- Refer to trustworthy professionals, as needed, for repairs.
- Accompany you on your closing day.
An expert real estate agent is a highly valuable team member in the home buying journey.
What happens on closing day?
Once a contract is in place between the buyer and seller, it is time to move toward closing day. Assuming you are securing a mortgage, there will be a home inspection and appraisal. Lenders require both of these.
If the buyer wants to negotiate with the seller on repairs, that happens next. And this situation is another perfect reason to have an agent who will negotiate for you.
When both parties are ready to move forward after the appraisal and inspection, the title company draws up final documents. They also do a records search to ensure that the seller has the legal authority to sell the home.

On closing day, you will go to the title company to sign all of the papers. This takes about an hour and gives you a chance to ask questions and make sure everything agrees with the contract. In Oregon, once the transaction records with the county, usually a couple of business days, you get your keys!
How do I know if I’m ready to buy a home?
Purchasing a home is one of the most significant decisions you will ever make. And there is no one-size-fits-all guide for determining when you are ready. However, there are some good indicators that buying a house would be a great option for you:
- You like a particular area and want to stay there for several years or more.
- You have saved money for a down payment.
- You have reduced or eliminated your debt.
- You are tired of renting and want some autonomy in your home.
- You have been at your place of employment for at least a year.
While they are not universal “signs” of readiness, these habits and situations may point toward you being ready to buy a home.
Why should I buy instead of rent?
Whoever owns the home you live in is building wealth by building equity in the property. If you’re renting, that means the landlord is the one growing their real estate wealth. When you are the owner, however, all that equity belongs to you.
As a renter, you have no control over how high your rent will go. Landlords can increase the monthly amount or even not renew your lease, leaving you scrambling to find a new place to live.
There also are significant tax benefits to owning a home that you can discuss with your tax professional. Most homeowners quickly recognize how much better owning is than renting when it comes to building long-term wealth.
How do I know how much home I can afford?
Your first step is to talk with a mortgage lender. They will be able to tell you how much you are qualified to borrow for a home purchase and can generate a pre-approval letter. You will need to provide them with some documentation, such as tax returns, bank statements, and paystubs.
The lender will look at your debt-to-income ratio, your assets, and your credit score, among other things. This information helps them determine how much you can borrow and still meet your obligations. Once you have your pre-approval letter, it’s essential not to make any significant purchases, change jobs, or open new credit lines.
Although you may want to start with your bank or credit union, it’s important to get quotes from several lenders. Loan packages can vary quite a bit, so it’s smart to talk with at least three lenders. You will want to compare interest rates and closing costs, along with other terms.
If you are a veteran or a first-time buyer, ask about programs that fit your situation. Many federal programs exist to help you secure a mortgage and start building your wealth.
How much money do I need for a down payment?
The required down payment to purchase a house will depend on the home’s sale price and the length of the loan, generally either 15 or 30 years. A standard conventional mortgage would require 20% of the sale price as a down payment and last for 30 years or until refinanced.
However, many loan options are out there that require only 3% – 5% as a down payment, making it much simpler to buy a house. And in some situations, there are options that don’t require any down payment at all.
There is one crucial thing to keep in mind when looking at down payment options. Most lenders require you to pay Private Mortgage Insurance (PMI) if you have less than a 20% down payment.
This insurance protects the lender if you default on your mortgage, and it becomes part of your monthly payment. Your total monthly mortgage payment includes:
- Principal
- Interest
- Homeowners Insurance
- Property Taxes
- PMI, If Applicable
The monthly mortgage does not include utilities or HOA fees.
When you have at least 20% equity in the home, either through a down payment or by building up equity over time, you generally don’t need PMI. At that point, the lender’s risk has dropped down to a safer level in their eyes.
Do I need to work with a real estate agent?
There is no legal requirement to work with a realtor when buying a house. However, you are at a distinct disadvantage if you try to do it alone. Real estate agents not only know all the legal components of a transaction, but they also study and analyze the local market.
This knowledge allows them to guide you to homes that are a good value for the area and meet your needs. Their expertise also serves to protect you in a contract with a seller. They negotiate and advocate on your behalf and help streamline the process.
When you choose to hire a professional agent, you can expect them to do the following:
- Search for homes that meet your criteria.
- Set appointments for home tours.
- Communicate with the seller’s agent.
- Write up offers and contracts that follow all real estate laws in your state.
- Set up the home inspection.
- Negotiate repairs with the seller’s agent.
- Explain all of the terminologies and answer your questions to be sure you understand the process.
- Refer to trustworthy professionals, as needed, for repairs.
- Accompany you on your closing day.
An expert real estate agent is a highly valuable team member in the home buying journey.
What happens on closing day?
Once a contract is in place between the buyer and seller, it is time to move toward closing day. Assuming you are securing a mortgage, there will be a home inspection and appraisal. Lenders require both of these.
If the buyer wants to negotiate with the seller on repairs, that happens next. And this situation is another perfect reason to have an agent who will negotiate for you.
When both parties are ready to move forward after the appraisal and inspection, the title company draws up final documents. They also do a records search to ensure that the seller has the legal authority to sell the home.

On closing day, you will go to the title company to sign all of the papers. This takes about an hour and gives you a chance to ask questions and make sure everything agrees with the contract. In Oregon, once the transaction records with the county, usually a couple of business days, you get your keys!
How do I know if I’m ready to buy a home?
Purchasing a home is one of the most significant decisions you will ever make. And there is no one-size-fits-all guide for determining when you are ready. However, there are some good indicators that buying a house would be a great option for you:
- You like a particular area and want to stay there for several years or more.
- You have saved money for a down payment.
- You have reduced or eliminated your debt.
- You are tired of renting and want some autonomy in your home.
- You have been at your place of employment for at least a year.
While they are not universal “signs” of readiness, these habits and situations may point toward you being ready to buy a home.
Why should I buy instead of rent?
Whoever owns the home you live in is building wealth by building equity in the property. If you’re renting, that means the landlord is the one growing their real estate wealth. When you are the owner, however, all that equity belongs to you.
As a renter, you have no control over how high your rent will go. Landlords can increase the monthly amount or even not renew your lease, leaving you scrambling to find a new place to live.
There also are significant tax benefits to owning a home that you can discuss with your tax professional. Most homeowners quickly recognize how much better owning is than renting when it comes to building long-term wealth.
How do I know how much home I can afford?
Your first step is to talk with a mortgage lender. They will be able to tell you how much you are qualified to borrow for a home purchase and can generate a pre-approval letter. You will need to provide them with some documentation, such as tax returns, bank statements, and paystubs.
The lender will look at your debt-to-income ratio, your assets, and your credit score, among other things. This information helps them determine how much you can borrow and still meet your obligations. Once you have your pre-approval letter, it’s essential not to make any significant purchases, change jobs, or open new credit lines.
Although you may want to start with your bank or credit union, it’s important to get quotes from several lenders. Loan packages can vary quite a bit, so it’s smart to talk with at least three lenders. You will want to compare interest rates and closing costs, along with other terms.
If you are a veteran or a first-time buyer, ask about programs that fit your situation. Many federal programs exist to help you secure a mortgage and start building your wealth.
How much money do I need for a down payment?
The required down payment to purchase a house will depend on the home’s sale price and the length of the loan, generally either 15 or 30 years. A standard conventional mortgage would require 20% of the sale price as a down payment and last for 30 years or until refinanced.
However, many loan options are out there that require only 3% – 5% as a down payment, making it much simpler to buy a house. And in some situations, there are options that don’t require any down payment at all.
There is one crucial thing to keep in mind when looking at down payment options. Most lenders require you to pay Private Mortgage Insurance (PMI) if you have less than a 20% down payment.
This insurance protects the lender if you default on your mortgage, and it becomes part of your monthly payment. Your total monthly mortgage payment includes:
- Principal
- Interest
- Homeowners Insurance
- Property Taxes
- PMI, If Applicable
The monthly mortgage does not include utilities or HOA fees.
When you have at least 20% equity in the home, either through a down payment or by building up equity over time, you generally don’t need PMI. At that point, the lender’s risk has dropped down to a safer level in their eyes.
Do I need to work with a real estate agent?
There is no legal requirement to work with a realtor when buying a house. However, you are at a distinct disadvantage if you try to do it alone. Real estate agents not only know all the legal components of a transaction, but they also study and analyze the local market.
This knowledge allows them to guide you to homes that are a good value for the area and meet your needs. Their expertise also serves to protect you in a contract with a seller. They negotiate and advocate on your behalf and help streamline the process.
When you choose to hire a professional agent, you can expect them to do the following:
- Search for homes that meet your criteria.
- Set appointments for home tours.
- Communicate with the seller’s agent.
- Write up offers and contracts that follow all real estate laws in your state.
- Set up the home inspection.
- Negotiate repairs with the seller’s agent.
- Explain all of the terminologies and answer your questions to be sure you understand the process.
- Refer to trustworthy professionals, as needed, for repairs.
- Accompany you on your closing day.
An expert real estate agent is a highly valuable team member in the home buying journey.
What happens on closing day?
Once a contract is in place between the buyer and seller, it is time to move toward closing day. Assuming you are securing a mortgage, there will be a home inspection and appraisal. Lenders require both of these.
If the buyer wants to negotiate with the seller on repairs, that happens next. And this situation is another perfect reason to have an agent who will negotiate for you.
When both parties are ready to move forward after the appraisal and inspection, the title company draws up final documents. They also do a records search to ensure that the seller has the legal authority to sell the home.

On closing day, you will go to the title company to sign all of the papers. This takes about an hour and gives you a chance to ask questions and make sure everything agrees with the contract. In Oregon, once the transaction records with the county, usually a couple of business days, you get your keys!
Buyer's Guide
Are you ready to buy a home? Congratulations! This is one of the most exciting steps in life, but it also can feel a little intimidating. Here’s a quick real estate buyer’s guide with the basic steps in the home buying process.
Are you ready to buy a home? Congratulations! This is one of the most exciting steps in life, but it also can feel a little intimidating. Here’s a quick real estate buyer’s guide with the basic steps in the home buying process.
Are you ready to buy a home? Congratulations! This is one of the most exciting steps in life, but it also can feel a little intimidating. Here’s a quick real estate buyer’s guide with the basic steps in the home buying process.
Figure Out What You Can Afford
Work with a trusted mortgage broker to determine how much you are qualified to borrow for a home purchase. An independent broker can look at loan options from several different lenders. They will generate a pre-approval letter that will help when you submit an offer. The lender can also give you a good idea of your monthly payment at different price points.
Once you know your pre-approval
amount, take a realistic look at your budget. Consider everything that comes with homeownership, including utilities, insurance, and maintenance. Many people choose to buy less house than they can afford per their pre-approval letter. This choice gives them more wiggle room in their monthly budget.
Figure Out What You Can Afford
Work with a trusted mortgage broker to determine how much you are qualified to borrow for a home purchase. An independent broker can look at loan options from several different lenders. They will generate a pre-approval letter that will help when you submit an offer. The lender can also give you a good idea of your monthly payment at different price points.
Once you know your pre-approval
amount, take a realistic look at your budget. Consider everything that comes with homeownership, including utilities, insurance, and maintenance. Many people choose to buy less house than they can afford per their pre-approval letter. This choice gives them more wiggle room in their monthly budget.
Figure Out What You Can Afford
Work with a trusted mortgage broker to determine how much you are qualified to borrow for a home purchase. An independent broker can look at loan options from several different lenders. They will generate a pre-approval letter that will help when you submit an offer. The lender can also give you a good idea of your monthly payment at different price points.
Once you know your pre-approval
amount, take a realistic look at your budget. Consider everything that comes with homeownership, including utilities, insurance, and maintenance. Many people choose to buy less house than they can afford per their pre-approval letter. This choice gives them more wiggle room in their monthly budget.
Choose an Expert Buyer’s Agent
When you are ready to buy a home, it’s essential that you have your own representation. Do not share a realtor with the seller. When one agent represents both the seller and buyer, this is called dual-agency, and it is illegal in much of the nation.
You need to be sure you have a realtor who is protecting your interests at each step. They will search for homes that meet your parameters and set up viewings for you.
And your agent will be by your side as you submit an offer and negotiate repairs or counter-offers. Relying on an experienced agent to be your advocate is one of the most critical parts of the home buying process.
Go Look at Houses
This step is the fun part! Between open houses and private showings, you will have the chance to go through as many homes as necessary to find the right one for you.
Your buyer’s agent will set up viewings and help you look at each home impartially, comparing the pros and cons. They have an expert understanding of the market so that they can guide you toward homes that are a great value.
Although your house hunt may be a bit tiring, it is also exciting to examine and explore potential homes. Enjoy!
Make an Offer
Once you find a house that fits the bill, your agent will help you determine the price you want to offer and submit it to the seller. Remember, your realtor is your advocate. They will represent you and go to bat for you through any negotiations during this process. Your agent will also facilitate the home inspection and appraisal.
From counter-offers to repairs, there can be a lot of back and forth between the buyer and seller. Rely on your agent to advise you as things progress. Although it can feel stressful to wait for answers, it is a normal part of buying a house.
Sign the Papers
After the inspection and appraisal, when you and the seller agree on a final contract, the title company will order the legal documents. They will do a title search to make sure the seller has the legal right to sell the property.
A title officer will set an appointment time for you to sign all of the closing documents to finalize the transaction. Plan to spend about an hour to sign everything. It generally takes one or two business days for the transaction to be recorded with the county. At that point, you will receive your keys. Congratulations!
Choose an Expert Buyer’s Agent
When you are ready to buy a home, it’s essential that you have your own representation. Do not share a realtor with the seller. When one agent represents both the seller and buyer, this is called dual-agency, and it is illegal in much of the nation.
You need to be sure you have a realtor who is protecting your interests at each step. They will search for homes that meet your parameters and set up viewings for you.
And your agent will be by your side as you submit an offer and negotiate repairs or counter-offers. Relying on an experienced agent to be your advocate is one of the most critical parts of the home buying process.
Go Look at Houses
This step is the fun part! Between open houses and private showings, you will have the chance to go through as many homes as necessary to find the right one for you.
Your buyer’s agent will set up viewings and help you look at each home impartially, comparing the pros and cons. They have an expert understanding of the market so that they can guide you toward homes that are a great value.
Although your house hunt may be a bit tiring, it is also exciting to examine and explore potential homes. Enjoy!
Make an Offer
Once you find a house that fits the bill, your agent will help you determine the price you want to offer and submit it to the seller. Remember, your realtor is your advocate. They will represent you and go to bat for you through any negotiations during this process. Your agent will also facilitate the home inspection and appraisal.
From counter-offers to repairs, there can be a lot of back and forth between the buyer and seller. Rely on your agent to advise you as things progress. Although it can feel stressful to wait for answers, it is a normal part of buying a house.
Sign the Papers
After the inspection and appraisal, when you and the seller agree on a final contract, the title company will order the legal documents. They will do a title search to make sure the seller has the legal right to sell the property.
A title officer will set an appointment time for you to sign all of the closing documents to finalize the transaction. Plan to spend about an hour to sign everything. It generally takes one or two business days for the transaction to be recorded with the county. At that point, you will receive your keys. Congratulations!
Choose an Expert Buyer’s Agent
When you are ready to buy a home, it’s essential that you have your own representation. Do not share a realtor with the seller. When one agent represents both the seller and buyer, this is called dual-agency, and it is illegal in much of the nation.
You need to be sure you have a realtor who is protecting your interests at each step. They will search for homes that meet your parameters and set up viewings for you.
And your agent will be by your side as you submit an offer and negotiate repairs or counter-offers. Relying on an experienced agent to be your advocate is one of the most critical parts of the home buying process.
Go Look at Houses
This step is the fun part! Between open houses and private showings, you will have the chance to go through as many homes as necessary to find the right one for you.
Your buyer’s agent will set up viewings and help you look at each home impartially, comparing the pros and cons. They have an expert understanding of the market so that they can guide you toward homes that are a great value.
Although your house hunt may be a bit tiring, it is also exciting to examine and explore potential homes. Enjoy!
Make an Offer
Once you find a house that fits the bill, your agent will help you determine the price you want to offer and submit it to the seller. Remember, your realtor is your advocate. They will represent you and go to bat for you through any negotiations during this process. Your agent will also facilitate the home inspection and appraisal.
From counter-offers to repairs, there can be a lot of back and forth between the buyer and seller. Rely on your agent to advise you as things progress. Although it can feel stressful to wait for answers, it is a normal part of buying a house.
Sign the Papers
After the inspection and appraisal, when you and the seller agree on a final contract, the title company will order the legal documents. They will do a title search to make sure the seller has the legal right to sell the property.
A title officer will set an appointment time for you to sign all of the closing documents to finalize the transaction. Plan to spend about an hour to sign everything. It generally takes one or two business days for the transaction to be recorded with the county. At that point, you will receive your keys. Congratulations!
FAQ (Seller)
Preparing to sell your house can bring a lot of work and excitement. In fact, many emotions are likely to surface during a home sale.
And selling a house can also bring up a lot of questions, especially if it is your first time going through the selling process. Homes by Ekaette answers some of the most common home selling questions.
Preparing to sell your house can bring a lot of work and excitement. In fact, many emotions are likely to surface during a home sale.
And selling a house can also bring up a lot of questions, especially if it is your first time going through the selling process. Homes by Ekaette answers some of the most common home selling questions.
Preparing to sell your house can bring a lot of work and excitement. In fact, many emotions are likely to surface during a home sale.
And selling a house can also bring up a lot of questions, especially if it is your first time going through the selling process. Homes by Ekaette answers some of the most common home selling questions.
When is the right time to sell?
When you’re thinking about selling a home, the first step is to get a clear picture of the market. Talk with your real estate agent about the pros and cons of selling in your current market.
If it is a buyer’s market, and you are not in a hurry to sell, you might want to wait to see if it shifts. A buyer’s market is when there is more inventory than there are house hunters. In a seller’s market, the opposite is true. There is not enough inventory for the number of buyers. If you are in a seller’s market, it’s a great time to list your home.
Regardless of when you decide to sell, whether through necessity or not, be sure to choose an agent who has a strategic and specific marketing plan.
How do I get my house ready to list?
As a seller, you will need to decide how much you can or will prepare the house. Your realtor can walk through your home and make a checklist of the essential repairs or updates. They will focus on tasks that are legally required for selling and those that will make the house show its best while on the market.
Typically, when you’re ready to sell is not the time to do significant upgrades, such as remodeling the entire kitchen. Instead, go through your agent’s list to complete jobs that will have a big impact on selling without an enormous investment. Typical items might include:
- Significant decluttering and cleaning
- Minor repairs, such as fixing door handles or replacing light bulbs
- Updating and tidying the landscaped areas
- Freshening up the front porch
- Updating paint colors, if needed
How do I know what sale price to choose?
Determining a listing price for your house requires an effective strategy and market analysis. Relying on third-party estimates from sites such as Zillow or Redfin is not the best way to settle on a price. Their estimates are frequently inaccurate, often much lower than you could ask for in your market.

Work with your real estate agent to determine the best price for your area.
Do I need to use a real estate agent?
You legally can sell your home by yourself in a For-Sale-By-Owner situation. Many people choose to try this option. However, it is always best to protect yourself with expert representation.
An experienced agent will handle all of the following:
- Market analysis for your area to determine the asking price
- Strategic marketing to bring in the perfect buyer
- Scheduling and running open houses
- Ensuring all legal seller disclosures are in place
- Contract negotiations when an offer comes in
- Negotiating repairs after the inspection
- Attending closing day
Unless you are comfortable doing all of these jobs, you should hire an expert agent to represent you.
How long will it take to sell my house?
There is no magic formula for determining how long a property will be on the market before selling. Sometimes homes sell within hours of being listed while at other times, it can take 30-60 days or more.
In large part, the market will dictate how quickly a house sells. But the other key piece is having an experienced real estate agent who markets your home effectively and strategically. With this expert support, you can enjoy excellent results.
When is the right time to sell?
When you’re thinking about selling a home, the first step is to get a clear picture of the market. Talk with your real estate agent about the pros and cons of selling in your current market.
If it is a buyer’s market, and you are not in a hurry to sell, you might want to wait to see if it shifts. A buyer’s market is when there is more inventory than there are house hunters. In a seller’s market, the opposite is true. There is not enough inventory for the number of buyers. If you are in a seller’s market, it’s a great time to list your home.
Regardless of when you decide to sell, whether through necessity or not, be sure to choose an agent who has a strategic and specific marketing plan.
How do I get my house ready to list?
As a seller, you will need to decide how much you can or will prepare the house. Your realtor can walk through your home and make a checklist of the essential repairs or updates. They will focus on tasks that are legally required for selling and those that will make the house show its best while on the market.
Typically, when you’re ready to sell is not the time to do significant upgrades, such as remodeling the entire kitchen. Instead, go through your agent’s list to complete jobs that will have a big impact on selling without an enormous investment. Typical items might include:
- Significant decluttering and cleaning
- Minor repairs, such as fixing door handles or replacing light bulbs
- Updating and tidying the landscaped areas
- Freshening up the front porch
- Updating paint colors, if needed
How do I know what sale price to choose?
Determining a listing price for your house requires an effective strategy and market analysis. Relying on third-party estimates from sites such as Zillow or Redfin is not the best way to settle on a price. Their estimates are frequently inaccurate, often much lower than you could ask for in your market.

Work with your real estate agent to determine the best price for your area.
Do I need to use a real estate agent?
You legally can sell your home by yourself in a For-Sale-By-Owner situation. Many people choose to try this option. However, it is always best to protect yourself with expert representation.
An experienced agent will handle all of the following:
- Market analysis for your area to determine the asking price
- Strategic marketing to bring in the perfect buyer
- Scheduling and running open houses
- Ensuring all legal seller disclosures are in place
- Contract negotiations when an offer comes in
- Negotiating repairs after the inspection
- Attending closing day
Unless you are comfortable doing all of these jobs, you should hire an expert agent to represent you.
How long will it take to sell my house?
There is no magic formula for determining how long a property will be on the market before selling. Sometimes homes sell within hours of being listed while at other times, it can take 30-60 days or more.
In large part, the market will dictate how quickly a house sells. But the other key piece is having an experienced real estate agent who markets your home effectively and strategically. With this expert support, you can enjoy excellent results.
When is the right time to sell?
When you’re thinking about selling a home, the first step is to get a clear picture of the market. Talk with your real estate agent about the pros and cons of selling in your current market.
If it is a buyer’s market, and you are not in a hurry to sell, you might want to wait to see if it shifts. A buyer’s market is when there is more inventory than there are house hunters. In a seller’s market, the opposite is true. There is not enough inventory for the number of buyers. If you are in a seller’s market, it’s a great time to list your home.
Regardless of when you decide to sell, whether through necessity or not, be sure to choose an agent who has a strategic and specific marketing plan.
How do I get my house ready to list?
As a seller, you will need to decide how much you can or will prepare the house. Your realtor can walk through your home and make a checklist of the essential repairs or updates. They will focus on tasks that are legally required for selling and those that will make the house show its best while on the market.
Typically, when you’re ready to sell is not the time to do significant upgrades, such as remodeling the entire kitchen. Instead, go through your agent’s list to complete jobs that will have a big impact on selling without an enormous investment. Typical items might include:
- Significant decluttering and cleaning
- Minor repairs, such as fixing door handles or replacing light bulbs
- Updating and tidying the landscaped areas
- Freshening up the front porch
- Updating paint colors, if needed
How do I know what sale price to choose?
Determining a listing price for your house requires an effective strategy and market analysis. Relying on third-party estimates from sites such as Zillow or Redfin is not the best way to settle on a price. Their estimates are frequently inaccurate, often much lower than you could ask for in your market.

Work with your real estate agent to determine the best price for your area.
Do I need to use a real estate agent?
You legally can sell your home by yourself in a For-Sale-By-Owner situation. Many people choose to try this option. However, it is always best to protect yourself with expert representation.
An experienced agent will handle all of the following:
- Market analysis for your area to determine the asking price
- Strategic marketing to bring in the perfect buyer
- Scheduling and running open houses
- Ensuring all legal seller disclosures are in place
- Contract negotiations when an offer comes in
- Negotiating repairs after the inspection
- Attending closing day
Unless you are comfortable doing all of these jobs, you should hire an expert agent to represent you.
How long will it take to sell my house?
There is no magic formula for determining how long a property will be on the market before selling. Sometimes homes sell within hours of being listed while at other times, it can take 30-60 days or more.
In large part, the market will dictate how quickly a house sells. But the other key piece is having an experienced real estate agent who markets your home effectively and strategically. With this expert support, you can enjoy excellent results.
Seller's Guide
Hire an Expert Seller’s Agent
Selling a home by yourself can sound appealing, and for-sale-by-owner sites can make it seem like a simple process. But the reality is that selling a home is a big job with a lot of moving parts. And as the seller, there can be significant legal consequences if you mishandle certain aspects of the transaction.
When you work with a seller’s agent, you have the protection you need to make sure the process moves smoothly. They will perform an expert analysis to help you determine the right asking price, guide you as you prepare your home for sale, and strategically market your house.
Hire an Expert Seller’s Agent
Selling a home by yourself can sound appealing, and for-sale-by-owner sites can make it seem like a simple process. But the reality is that selling a home is a big job with a lot of moving parts. And as the seller, there can be significant legal consequences if you mishandle certain aspects of the transaction.
When you work with a seller’s agent, you have the protection you need to make sure the process moves smoothly. They will perform an expert analysis to help you determine the right asking price, guide you as you prepare your home for sale, and strategically market your house.
Hire an Expert Seller’s Agent
Selling a home by yourself can sound appealing, and for-sale-by-owner sites can make it seem like a simple process. But the reality is that selling a home is a big job with a lot of moving parts. And as the seller, there can be significant legal consequences if you mishandle certain aspects of the transaction.
When you work with a seller’s agent, you have the protection you need to make sure the process moves smoothly. They will perform an expert analysis to help you determine the right asking price, guide you as you prepare your home for sale, and strategically market your house.
Fix Things Up
Work with your agent to make a list of repairs or updates you need to do before your home goes on the market. Trust your realtor’s expertise in determining which fixes are non-negotiable and which are optional.
If you have the time and know-how, you may be able to do many of these tasks yourself. And for jobs that require a professional, your agent can refer you to trusted contractors.
Make a list of your property’s highlights, as well as any upgrades you’ve done over the years. Your seller’s agent will use this information in marketing your home.
Get It Show-Ready
Once your to-do list is handled, it’s time to make your home sparkle. Consider hiring a professional housecleaner and window cleaner to help your house look its best.
Follow your agent’s suggestions for decluttering and depersonalizing the house for showings. The goal is for potential buyers to imagine themselves living there, so all personal photos and knickknacks should be packed up and out of sight.
If the home will be empty when it is on the market, talk with your realtor about hiring a staging company to help it sell faster. This investment can help properties sell in less time and for more money.
Use Strategic Marketing
Marketing a home effectively takes expertise and strategy and tireless effort. Your seller’s agent will use all available tools to get your house in front of the right buyers.
One of the most crucial pieces of your marketing plan is hiring a professional real estate photographer. Most house hunters start their search online, and if your listing does not have excellent photos, potential buyers will just keep scrolling.
Your agent will use online listings, open houses, signage, and buyer’s agent tours to market your house. If you are still living in the home, be sure to talk with your realtor about parameters for scheduling showings.
Wait for the Offers
When you receive an offer, your agent will help you determine if you want to accept it, reject it, or make a counter-offer. Real estate transactions typically involve a lot of negotiating, and your realtor’s expertise will be crucial during this time. If you receive multiple offers, talk with your representative to determine which one meets your needs the best.
Once you accept an offer, there will be a home inspection and appraisal. Often, the buyer will request repairs after the inspection. Your agent will work with you to negotiate these requests so that you can, hopefully, finalize the transaction.
Sign the Documents
When you and the buyer agree and have signed a final contract, the title company will prepare the legal documents. They will set a time for you to sign everything, and after the buyer has signed also, the transaction records with the county. Once this process wraps up, the lender releases the proceeds of the sale to you.
Congratulations! You successfully sold your home and are on to the next adventure!
Fix Things Up
Work with your agent to make a list of repairs or updates you need to do before your home goes on the market. Trust your realtor’s expertise in determining which fixes are non-negotiable and which are optional.
If you have the time and know-how, you may be able to do many of these tasks yourself. And for jobs that require a professional, your agent can refer you to trusted contractors.
Make a list of your property’s highlights, as well as any upgrades you’ve done over the years. Your seller’s agent will use this information in marketing your home.
Get It Show-Ready
Once your to-do list is handled, it’s time to make your home sparkle. Consider hiring a professional housecleaner and window cleaner to help your house look its best.
Follow your agent’s suggestions for decluttering and depersonalizing the house for showings. The goal is for potential buyers to imagine themselves living there, so all personal photos and knickknacks should be packed up and out of sight.
If the home will be empty when it is on the market, talk with your realtor about hiring a staging company to help it sell faster. This investment can help properties sell in less time and for more money.
Use Strategic Marketing
Marketing a home effectively takes expertise and strategy and tireless effort. Your seller’s agent will use all available tools to get your house in front of the right buyers.
One of the most crucial pieces of your marketing plan is hiring a professional real estate photographer. Most house hunters start their search online, and if your listing does not have excellent photos, potential buyers will just keep scrolling.
Your agent will use online listings, open houses, signage, and buyer’s agent tours to market your house. If you are still living in the home, be sure to talk with your realtor about parameters for scheduling showings.
Wait for the Offers
When you receive an offer, your agent will help you determine if you want to accept it, reject it, or make a counter-offer. Real estate transactions typically involve a lot of negotiating, and your realtor’s expertise will be crucial during this time. If you receive multiple offers, talk with your representative to determine which one meets your needs the best.
Once you accept an offer, there will be a home inspection and appraisal. Often, the buyer will request repairs after the inspection. Your agent will work with you to negotiate these requests so that you can, hopefully, finalize the transaction.
Sign the Documents
When you and the buyer agree and have signed a final contract, the title company will prepare the legal documents. They will set a time for you to sign everything, and after the buyer has signed also, the transaction records with the county. Once this process wraps up, the lender releases the proceeds of the sale to you.
Congratulations! You successfully sold your home and are on to the next adventure!
Fix Things Up
Work with your agent to make a list of repairs or updates you need to do before your home goes on the market. Trust your realtor’s expertise in determining which fixes are non-negotiable and which are optional.
If you have the time and know-how, you may be able to do many of these tasks yourself. And for jobs that require a professional, your agent can refer you to trusted contractors.
Make a list of your property’s highlights, as well as any upgrades you’ve done over the years. Your seller’s agent will use this information in marketing your home.
Get It Show-Ready
Once your to-do list is handled, it’s time to make your home sparkle. Consider hiring a professional housecleaner and window cleaner to help your house look its best.
Follow your agent’s suggestions for decluttering and depersonalizing the house for showings. The goal is for potential buyers to imagine themselves living there, so all personal photos and knickknacks should be packed up and out of sight.
If the home will be empty when it is on the market, talk with your realtor about hiring a staging company to help it sell faster. This investment can help properties sell in less time and for more money.
Use Strategic Marketing
Marketing a home effectively takes expertise and strategy and tireless effort. Your seller’s agent will use all available tools to get your house in front of the right buyers.
One of the most crucial pieces of your marketing plan is hiring a professional real estate photographer. Most house hunters start their search online, and if your listing does not have excellent photos, potential buyers will just keep scrolling.
Your agent will use online listings, open houses, signage, and buyer’s agent tours to market your house. If you are still living in the home, be sure to talk with your realtor about parameters for scheduling showings.
Wait for the Offers
When you receive an offer, your agent will help you determine if you want to accept it, reject it, or make a counter-offer. Real estate transactions typically involve a lot of negotiating, and your realtor’s expertise will be crucial during this time. If you receive multiple offers, talk with your representative to determine which one meets your needs the best.
Once you accept an offer, there will be a home inspection and appraisal. Often, the buyer will request repairs after the inspection. Your agent will work with you to negotiate these requests so that you can, hopefully, finalize the transaction.
Sign the Documents
When you and the buyer agree and have signed a final contract, the title company will prepare the legal documents. They will set a time for you to sign everything, and after the buyer has signed also, the transaction records with the county. Once this process wraps up, the lender releases the proceeds of the sale to you.
Congratulations! You successfully sold your home and are on to the next adventure!
Collaborations
Need a financial advisor? Getting Ready for a Photo session in your new house? Want to spruce up your home before listing? I have the perfect people who will work with us to get what you want…
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